:root{--yellow:#fee500;--yellow-soft:#fff9cf;--yellow-deep:#8b7200;--ink:#191919;--ink-soft:#2b2b2b;--muted:#666;--line:#e7e7e7;--line-strong:#d5d5d5;--surface:#fff;--page:#f5f6f7;--success:#08783f;--success-soft:#ebf8f1;--danger:#c83c32;--danger-soft:#fff0ee}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--page);color:var(--ink);-webkit-font-smoothing:antialiased;word-break:keep-all;margin:0;font-family:Pretendard,Noto Sans KR,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}button,input{font:inherit}button{touch-action:manipulation}input,strong,dd,td{font-variant-numeric:tabular-nums}a{color:inherit}.site-shell{min-height:100vh;overflow:hidden}.topbar{z-index:50;-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);background:#ffffffeb;border-bottom:1px solid #00000012;justify-content:space-between;align-items:center;gap:16px;min-height:64px;padding:0 20px;display:flex;position:sticky;top:0}.brand{color:inherit;letter-spacing:-.04em;align-items:center;gap:9px;font-weight:850;text-decoration:none;display:inline-flex}.brand-mark{background:var(--yellow);width:32px;height:32px;color:var(--ink);border-radius:11px;place-items:center;font-size:15px;font-weight:900;display:grid}.global-nav{scrollbar-width:none;justify-content:flex-end;align-items:center;gap:4px;min-width:0;display:flex;overflow-x:auto}.global-nav::-webkit-scrollbar{display:none}.global-nav a{color:#5f5f5f;white-space:nowrap;border-radius:9px;flex:none;align-items:center;min-height:44px;padding:0 9px;font-size:12px;font-weight:700;text-decoration:none;display:inline-flex}.global-nav a:hover{background:var(--yellow-soft);color:var(--ink)}.hero{text-align:center;background:radial-gradient(circle at 10% 10%, #ffffffd9, transparent 22%), radial-gradient(circle at 90% 15%, #ffffff80, transparent 18%), var(--yellow);padding:52px 20px 46px;position:relative;overflow:hidden}.hero:before,.hero:after{content:"";pointer-events:none;border:1px solid #19191917;border-radius:999px;position:absolute}.hero:before{width:200px;height:200px;bottom:-100px;left:-130px}.hero:after{width:150px;height:150px;top:-70px;right:-100px}.eyebrow{color:#625200;letter-spacing:-.02em;margin:0 0 12px;font-size:13px;font-weight:850}.eyebrow span{width:18px;height:18px;color:var(--yellow);background:#191919;border-radius:50%;place-items:center;margin-right:4px;font-size:11px;display:inline-grid}.hero h1{letter-spacing:-.065em;margin:0;font-size:clamp(32px,9vw,52px);line-height:1.14}.hero>p:nth-of-type(2){color:#4f460f;max-width:560px;margin:17px auto 0;font-size:15px;line-height:1.68}.hero-points{border-top:1px solid #19191921;flex-wrap:wrap;justify-content:center;gap:9px;max-width:520px;margin:26px auto 0;padding-top:19px;display:flex}.hero-points span{align-items:center;gap:6px;font-size:11px;font-weight:750;display:inline-flex}.hero-points i{color:#7a6800;letter-spacing:.04em;font-size:9px;font-style:normal}.calculator-grid,.results-detail,.guide-section,.content-section,.disclaimer-band,.faq-section{width:min(100% - 28px,1080px);margin-inline:auto}.calculator-grid{z-index:2;gap:14px;margin-top:-19px;display:grid;position:relative}.card{background:var(--surface);border:1px solid var(--line);border-radius:22px;padding:24px 19px;box-shadow:0 10px 35px #0000000b}.section-heading{align-items:flex-start;gap:11px;margin-bottom:28px;display:flex}.step{background:var(--yellow);width:28px;height:28px;color:var(--ink);border-radius:10px;flex:none;place-items:center;font-size:12px;font-weight:900;display:grid}.section-heading>div{min-width:0}.section-heading h2,.block-heading h2{letter-spacing:-.045em;margin:1px 0 5px;font-size:20px}.section-heading p,.block-heading p{color:var(--muted);margin:0;font-size:12px;line-height:1.5}.reset-button{color:#777;text-underline-offset:3px;cursor:pointer;background:0 0;border:0;min-height:36px;margin:-4px 0 0 auto;padding:0 9px;font-size:12px;text-decoration:underline}.reset-button:hover{color:var(--ink)}.field-group{margin:0 0 24px}.field-group label,.choice-fieldset legend{color:#313131;margin:0 0 9px;font-size:13px;font-weight:800;display:block}.field-group label em{color:#a86400;vertical-align:1px;margin-left:4px;font-size:10px;font-style:normal}.field-group label>span{color:#777;margin-left:5px;font-size:11px;font-weight:600}.input-wrap{border:1.5px solid var(--line-strong);background:#fff;border-radius:13px;align-items:center;min-height:55px;padding:0 14px;transition:border-color .16s,box-shadow .16s;display:flex}.input-wrap:focus-within{border-color:#877400;box-shadow:0 0 0 3px #fee50040}.input-wrap.has-error{border-color:var(--danger)}.input-wrap input{width:100%;min-width:0;color:var(--ink);letter-spacing:-.025em;background:0 0;border:0;outline:0;font-size:18px;font-weight:780}.input-wrap input::placeholder{color:#aaa;font-size:13px;font-weight:500}.input-wrap>span{color:#767676;flex:none;padding-left:8px;font-size:13px;font-weight:700}.helper,.field-hint,.error-text{margin:7px 3px 0;font-size:12px;line-height:1.45}.helper{color:#766200;font-weight:700}.field-hint{color:#858585}.error-text{color:var(--danger);font-weight:700}.field-row{grid-template-columns:1fr 1fr;gap:11px;display:grid}.field-row .error-text{min-height:0}.quick-buttons,.option-chips{gap:7px;margin-top:8px;display:flex}.quick-buttons button,.option-chips button{border:1px solid var(--line);color:#565656;cursor:pointer;background:#f8f8f8;border-radius:9px;min-height:44px;font-size:12px;font-weight:700}.quick-buttons button{flex:1 1 0;padding:0 4px}.option-chips{margin:-13px 0 26px}.option-chips button{flex:1 1 0;padding:0 6px}.quick-buttons button:hover,.option-chips button:hover,.option-chips button.selected{background:var(--yellow-soft);color:#493f00;border-color:#8b7800}.choice-fieldset{border:0;min-width:0;margin:0 0 24px;padding:0}.segmented-control{grid-template-columns:1fr 1fr;gap:8px;display:grid}.segmented-control label{border:1.5px solid var(--line-strong);cursor:pointer;border-radius:13px;align-items:center;min-height:68px;padding:12px;display:flex;position:relative}.segmented-control label.selected{background:var(--yellow-soft);border-color:#8b7800;box-shadow:inset 0 0 0 1px #8b7800}.segmented-control input{opacity:0;width:1px;height:1px;position:absolute}.segmented-control span{flex-direction:column;gap:4px;display:flex}.segmented-control strong{font-size:13px}.segmented-control small{color:#717171;font-size:11px}.segmented-control.simple label{justify-content:center;min-height:48px;padding:9px}.segmented-control.simple strong{font-size:12px}.compact-choice{margin-bottom:20px}.reveal-field{background:#f8f8f8;border-radius:15px;padding:18px;animation:.18s ease-out reveal}.reveal-field .input-wrap{background:#fff}.grace-chips{margin:8px 0 0}.optional-field{border-top:1px dashed #d9d9d9;padding-top:23px}.primary-button{background:var(--yellow);width:100%;min-height:56px;color:var(--ink);cursor:pointer;border:0;border-radius:14px;font-size:15px;font-weight:850;transition:transform .15s,filter .15s}.primary-button:hover{filter:brightness(.97)}.primary-button:active{transform:translateY(1px)}.primary-button:disabled{color:#919191;cursor:not-allowed;background:#dedede}.live-note{color:#777;text-align:center;margin:9px 0 0;font-size:11px}.result-column{outline:none;align-content:start;gap:12px;display:grid}.result-card{color:#fff;background:#272727;border-color:#272727}.result-label{color:#d4d4d4;justify-content:space-between;align-items:center;gap:12px;font-size:13px;display:flex}.badge{color:#ffe928;background:#fee50024;border-radius:999px;padding:5px 8px;font-size:11px;font-weight:750}.monthly-payment{letter-spacing:-.06em;margin-top:14px;font-size:clamp(30px,8.4vw,41px);line-height:1.16;display:block}.result-caption{color:#b2b2b2;margin:10px 0 0;font-size:12px;line-height:1.5}.variable-payment-grid{grid-template-columns:1fr 1fr;gap:7px;margin-top:20px;display:grid}.variable-payment-grid div{background:#343434;border-radius:11px;padding:12px}.variable-payment-grid span{color:#aaa;margin-bottom:5px;font-size:11px;display:block}.variable-payment-grid strong{font-size:12px}.result-divider{background:#454545;height:1px;margin:25px 0 11px}.result-list{margin:0}.result-list div{justify-content:space-between;gap:14px;padding:10px 0;display:flex}.result-list dt{color:#aaa;font-size:13px}.result-list dd{text-align:right;margin:0;font-size:13px;font-weight:750}.result-list .total{border-top:1px dashed #4c4c4c;margin-top:4px;padding-top:18px}.result-list .total dt,.result-list .total dd{color:#fff;font-weight:850}.result-disclaimer{color:#bcbcbc;border-top:1px solid #454545;margin:17px 0 0;padding-top:15px;font-size:11px;line-height:1.6}.trust-note{color:#d1d1d1;background:#343434;border-radius:10px;align-items:center;gap:6px;margin:10px 0 0;padding:11px;font-size:11px;display:flex}.trust-note span{color:var(--yellow);font-weight:900}.result-empty{text-align:center;background:#fff;border:1px dashed #cfcfcf;border-radius:22px;align-content:center;place-items:center;min-height:260px;padding:25px;display:grid}.result-empty span{background:#f2f2f2;border-radius:50%;place-items:center;width:36px;height:36px;margin-bottom:10px;font-weight:900;display:grid}.result-empty strong{font-size:16px}.result-empty p{color:var(--muted);margin:7px 0 0;font-size:12px}.grace-result-card{background:#fffbea;border:1px solid #eadc88;border-radius:18px;padding:19px}.grace-result-heading{align-items:center;gap:10px;display:flex}.grace-result-heading>span{background:var(--yellow);border-radius:11px;place-items:center;width:34px;height:34px;font-size:12px;font-weight:900;display:grid}.grace-result-heading p{color:#756400;margin:0 0 3px;font-size:11px}.grace-result-heading strong{font-size:15px}.grace-result-card dl{margin:16px 0 10px}.grace-result-card dl div{border-bottom:1px solid #6352001a;justify-content:space-between;gap:10px;padding:8px 0;display:flex}.grace-result-card dt,.grace-result-card dd{font-size:12px}.grace-result-card dt{color:#716937}.grace-result-card dd{text-align:right;margin:0;font-weight:800}.grace-result-card>p{color:#7e7340;margin:0;font-size:11px;line-height:1.5}.results-detail{gap:18px;margin-top:26px;display:grid}.comparison-card{background:var(--success-soft);border:1px solid #b8dfc9;border-radius:20px;gap:18px;padding:22px 19px;display:grid}.comparison-card.increase{background:var(--danger-soft);border-color:#f0bbb5}.comparison-card.same{border-color:var(--line);background:#fff}.comparison-kicker{color:var(--success);margin:0 0 7px;font-size:11px;font-weight:800}.comparison-card.increase .comparison-kicker{color:var(--danger)}.comparison-card strong{letter-spacing:-.04em;font-size:20px;display:block}.comparison-card strong b{color:var(--success);font-size:24px}.comparison-card.increase strong b{color:var(--danger)}.comparison-card>div>p:last-child{color:#537463;margin:6px 0 0;font-size:11px}.comparison-card.increase>div>p:last-child{color:#8b5b55}.comparison-card dl{grid-template-columns:1fr 1fr;gap:7px;margin:0;display:grid}.comparison-card dl div{background:#ffffffa6;border:1px solid #0000000d;border-radius:11px;padding:12px}.comparison-card dt{color:#777;margin-bottom:5px;font-size:10px}.comparison-card dd{margin:0;font-size:12px;font-weight:800}.section-block{padding:22px 0 0}.block-heading{justify-content:space-between;align-items:center;gap:14px;margin-bottom:14px;padding:0 3px;display:flex}.block-heading>div:first-child{align-items:flex-start;gap:10px;display:flex}.block-heading h2{font-size:18px}.table-count{border:1px solid var(--line);color:#6d6d6d;background:#fff;border-radius:999px;flex:none;padding:5px 8px;font-size:11px}.charts-grid{gap:12px;display:grid}.chart-card{border:1px solid var(--line);background:#fff;border-radius:19px;padding:19px}.chart-title-row{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}.chart-title-row h3{letter-spacing:-.035em;margin:0 0 5px;font-size:15px}.chart-title-row p{color:#6f6f6f;margin:0;font-size:11px;line-height:1.45}.chart-title-row>strong{background:var(--yellow-soft);color:#675700;border-radius:7px;padding:5px 7px;font-size:11px}.balance-chart{width:100%;height:auto;margin-top:10px;display:block;overflow:visible}.chart-grid-line{stroke:#e7e7e7;stroke-width:1px}.chart-year-grid{stroke:#e7e7e7;stroke-width:1px;stroke-dasharray:4 5}.chart-area{fill:#fee50030}.chart-line{fill:none;stroke:#6f6000;stroke-width:4px;stroke-linecap:round;stroke-linejoin:round}.chart-dot{fill:var(--yellow);stroke:#4e4400;stroke-width:2px}.chart-axis-label,.chart-value-label{fill:#858585;font-size:11px}.chart-value-label{fill:#544900;font-weight:700}.composition-layout{grid-template-columns:130px minmax(0,1fr);align-items:center;gap:16px;margin-top:26px;display:grid}.donut{aspect-ratio:1;background:conic-gradient(var(--yellow) 0 var(--principal-percent), #3a3a3a var(--principal-percent) 100%);border-radius:50%;place-items:center;width:128px;display:grid}.donut:before{content:"";aspect-ratio:1;background:#fff;border-radius:50%;grid-area:1/1;width:76%}.donut>div{z-index:1;text-align:center;grid-area:1/1}.donut strong{letter-spacing:-.04em;font-size:20px;display:block}.donut span{color:#777;font-size:9px}.legend-list{margin:0}.legend-list div{border-bottom:1px solid #eee;padding:11px 0}.legend-list dt{color:#777;align-items:center;gap:7px;font-size:10px;display:flex}.legend-list i{border-radius:3px;width:8px;height:8px}.legend-principal{background:var(--yellow);border:1px solid #b29d00}.legend-interest{background:#3a3a3a}.legend-list dd{margin:5px 0 0 15px;font-size:11px;font-weight:800}.table-scroll{border:1px solid var(--line);-webkit-overflow-scrolling:touch;background:#fff;border-radius:16px;overflow-x:auto}.table-scroll:focus-visible{outline-offset:2px;outline:3px solid #fee500a6}table{border-collapse:collapse;width:100%;min-width:650px}th,td{white-space:nowrap;text-align:right;border-bottom:1px solid #ededed;height:49px;padding:0 14px;font-size:11px}thead th{color:#606060;background:#f8f8f8;height:43px;font-size:11px;font-weight:700}thead th:first-child,tbody th{z-index:1;text-align:left;position:sticky;left:0}thead th:first-child{z-index:2;background:#f8f8f8}tbody th{color:#333;background:#fff;font-weight:800}tbody td{color:#555}tbody tr:last-child th,tbody tr:last-child td{border-bottom:0}.grace-row th,.grace-row td{background:#fffbdf}.grace-row th{align-items:center;gap:6px;display:flex}.grace-row small{color:#665700;background:#efe3a1;border-radius:4px;padding:2px 4px;font-size:8px}.expand-button{border:1px solid var(--line);color:#494949;cursor:pointer;background:#fff;border-radius:13px;justify-content:center;align-items:center;gap:8px;width:100%;min-height:50px;margin-top:10px;font-size:12px;font-weight:750;display:flex}.expand-button:hover{background:var(--yellow-soft);border-color:#ad9700}.schedule-expanded{max-height:min(72vh,720px);overflow:auto}.schedule-expanded thead th{z-index:3;position:sticky;top:0}.schedule-expanded thead th:first-child{z-index:4}.schedule-scroll-hint{color:#6f6f6f;margin:8px 3px 0;font-size:11px;line-height:1.5}.guide-section{border-top:1px solid #ddd;margin-top:86px;padding-top:56px}.guide-heading{max-width:600px;margin-bottom:24px}.guide-heading .eyebrow{color:#817000}.guide-heading h2{letter-spacing:-.055em;margin:0;font-size:clamp(24px,7vw,36px);line-height:1.22}.guide-heading>p:last-child{color:var(--muted);margin:12px 0 0;font-size:13px;line-height:1.65}.guide-grid{gap:10px;display:grid}.guide-grid article{border:1px solid var(--line);background:#fff;border-radius:18px;padding:23px 20px;position:relative}.guide-number{color:#8c7700;font-size:11px;font-weight:900}.guide-grid h3{letter-spacing:-.035em;margin:12px 0 9px;font-size:18px}.guide-grid p{color:var(--muted);margin:0;font-size:13px;line-height:1.65}.guide-grid strong{background:var(--yellow-soft);color:#695900;border-radius:7px;margin-top:18px;padding:6px 8px;font-size:11px;display:inline-block}.content-section{margin-top:82px}.explanation-grid,.example-grid,.interpretation-grid{gap:12px;display:grid}.explanation-grid article,.example-grid article,.interpretation-grid>div{border:1px solid var(--line);background:#fff;border-radius:18px;padding:23px 20px}.explanation-grid article>span{background:var(--yellow);color:#554900;border-radius:7px;padding:5px 8px;font-size:11px;font-weight:850;display:inline-block}.explanation-grid h3{letter-spacing:-.035em;margin:15px 0 10px;font-size:19px}.explanation-grid p{color:var(--muted);margin:0;font-size:13px;line-height:1.75}.explanation-grid small{color:#747474;border-top:1px solid #eee;margin-top:15px;padding-top:15px;font-size:12px;line-height:1.65;display:block}.example-section{border-radius:24px;padding:28px 0}.example-title{border-bottom:1px solid #ececec;justify-content:space-between;align-items:center;gap:12px;padding-bottom:15px;display:flex}.example-title span{color:#857100;font-size:12px;font-weight:800}.example-title strong{font-size:19px}.example-grid dl{margin:12px 0 0}.example-grid dl div{justify-content:space-between;align-items:center;gap:12px;padding:10px 0;display:flex}.example-grid dt{color:#707070;font-size:12px}.example-grid dd{text-align:right;margin:0;font-size:13px;font-weight:800}.example-summary{background:var(--yellow-soft);border:1px solid #e4d253;border-radius:18px;margin-top:12px;padding:21px}.example-summary strong{font-size:15px}.example-summary p{color:#5f5732;margin:8px 0 0;font-size:13px;line-height:1.75}.interpretation-grid{margin:0}.interpretation-grid dt{font-size:15px;font-weight:850}.interpretation-grid dd{color:var(--muted);margin:8px 0 0;font-size:13px;line-height:1.7}.disclaimer-band{background:#fffbea;border:1px solid #ddd080;border-radius:19px;margin-top:82px;padding:24px 21px}.disclaimer-band h2{margin:0;font-size:17px}.disclaimer-band p{color:#665f39;margin:9px 0 0;font-size:13px;line-height:1.75}.faq-section{margin-top:76px}.faq-list{border-top:2px solid #282828}.faq-list details{border-bottom:1px solid #ddd}.faq-list summary{cursor:pointer;justify-content:space-between;align-items:center;gap:14px;min-height:62px;padding:12px 2px;font-size:13px;font-weight:800;list-style:none;display:flex}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font-size:20px;font-weight:300;transition:transform .18s}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{color:var(--muted);margin:-3px 0 0;padding:0 3px 20px;font-size:12px;line-height:1.7}.site-footer{color:#fff;background:#292929;margin-top:90px;padding:36px max(18px,50vw - 540px) 44px}.footer-main{gap:24px;display:grid}.footer-brand{align-items:center;gap:9px;margin-bottom:18px;display:flex}.footer-brand strong{letter-spacing:-.04em}.footer-main p{color:#c8c8c8;max-width:600px;margin:0;font-size:12px;line-height:1.7}.footer-nav{flex-wrap:wrap;align-content:start;gap:7px 16px;display:flex}.footer-nav a{color:#e2e2e2;align-items:center;min-height:36px;font-size:12px;font-weight:700;text-decoration:none;display:inline-flex}.footer-nav a:hover{color:var(--yellow)}.site-footer>.footer-disclaimer{color:#bdbdbd;border-top:1px solid #404040;max-width:900px;margin:24px 0 0;padding-top:20px;font-size:12px;line-height:1.75}.site-footer>span{color:#999;border-top:1px solid #404040;margin-top:20px;padding-top:17px;font-size:11px;display:block}.info-hero{background:var(--yellow);text-align:center;padding:58px 20px 54px}.info-hero.compact{padding-block:50px}.info-hero h1{letter-spacing:-.06em;margin:0;font-size:clamp(31px,8vw,48px);line-height:1.2}.info-hero>p:last-child{color:#554a12;max-width:680px;margin:18px auto 0;font-size:15px;line-height:1.75}.info-content{width:min(100% - 28px,860px);margin:50px auto 0}.info-section{margin-top:52px}.info-section:first-child{margin-top:0}.info-section h2,.policy-content h2{letter-spacing:-.04em;margin:0 0 14px;font-size:22px}.info-section>p,.policy-content p{color:var(--muted);margin:0;font-size:14px;line-height:1.85}.feature-list{gap:10px;display:grid}.feature-list article{border:1px solid var(--line);background:#fff;border-radius:16px;padding:20px}.feature-list strong{font-size:15px}.feature-list p{color:var(--muted);margin:7px 0 0;font-size:13px;line-height:1.7}.notice-panel{background:var(--yellow-soft);border:1px solid #e6d765;border-radius:18px;padding:23px}.notice-panel p{color:#605932}.text-link{color:#5f5100;text-underline-offset:3px;font-weight:800}.notice-panel .text-link{margin-top:14px;font-size:13px;display:inline-block}.info-cta{color:#fff;background:#2b2b2b;border-radius:20px;gap:18px;margin-top:60px;padding:25px;display:grid}.info-cta h2{margin:0;font-size:21px}.info-cta p{color:#c7c7c7;margin:7px 0 0;font-size:13px;line-height:1.6}.info-cta>a{background:var(--yellow);min-height:48px;color:var(--ink);border-radius:12px;justify-content:center;align-items:center;padding:0 18px;font-size:13px;font-weight:850;text-decoration:none;display:inline-flex}.policy-content section{margin-top:48px}.policy-content section:first-child{margin-top:0}.policy-content ul{color:#565656;margin:14px 0 0;padding-left:20px}.policy-content li{margin:8px 0;font-size:14px;line-height:1.7}.policy-content section>p+p{margin-top:14px}.policy-highlight{background:var(--yellow-soft);border:1px solid #e4d253;border-radius:19px;padding:24px}.policy-highlight ul{margin-bottom:0}.policy-date{border-top:1px solid #ddd;padding-top:20px;color:#777!important;margin-top:54px!important;font-size:12px!important}.contact-card{color:#fff;background:#292929;border-radius:20px;margin-top:50px;padding:28px 24px}.contact-card>p{color:var(--yellow);margin:0 0 8px;font-size:12px;font-weight:800}.contact-card h2{margin:0;font-size:23px}.contact-card a,.contact-card span{color:#d0d0d0;overflow-wrap:anywhere;margin-top:18px;font-size:14px;line-height:1.6;display:inline-block}.contact-card a{color:var(--yellow);text-underline-offset:4px;font-weight:800}button:focus-visible,input:focus-visible,summary:focus-visible,a:focus-visible{outline-offset:3px;outline:3px solid #594b008c}@keyframes reveal{0%{opacity:0;transform:translateY(-5px)}to{opacity:1;transform:translateY(0)}}@media (min-width:520px){.card{padding:28px}.comparison-card{grid-template-columns:1fr auto;align-items:center;padding:24px 26px}.comparison-card dl{min-width:250px}.guide-grid{grid-template-columns:repeat(3,1fr)}.explanation-grid,.example-grid,.interpretation-grid,.feature-list{grid-template-columns:repeat(2,minmax(0,1fr))}.info-cta{grid-template-columns:1fr auto;align-items:center}.mobile-break{display:none}}@media (min-width:760px){.topbar{min-height:72px;padding-inline:max(32px,50vw - 540px)}.global-nav{gap:8px}.global-nav a{padding-inline:12px;font-size:13px}.hero{padding-top:72px;padding-bottom:72px}.hero>p:nth-of-type(2){font-size:16px}.hero-points{gap:24px}.hero-points span{font-size:12px}.calculator-grid{grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);align-items:start;gap:18px;margin-top:-31px}.result-column{position:sticky;top:90px}.card{border-radius:25px;padding:32px}.section-heading h2{font-size:22px}.results-detail{gap:22px;margin-top:42px}.charts-grid{grid-template-columns:minmax(0,1.3fr) minmax(280px,.7fr)}.chart-card{padding:24px}.composition-layout{grid-template-columns:145px 1fr}.donut{width:142px}.section-block{padding-top:30px}.block-heading h2{font-size:21px}.block-heading p{font-size:13px}th,td{padding-inline:22px;font-size:12px}.guide-section{margin-top:120px;padding-top:70px}.content-section,.disclaimer-band{margin-top:100px}.guide-grid article,.explanation-grid article,.example-grid article,.interpretation-grid>div{padding:28px}.faq-section{margin-top:100px}.faq-list summary{min-height:70px;font-size:15px}.faq-list details p{font-size:13px}.site-footer{margin-top:120px;padding-top:45px;padding-bottom:52px}}@media (min-width:680px){.footer-main{grid-template-columns:minmax(0,1fr) auto;align-items:start}.footer-nav{justify-content:flex-end;max-width:390px}}@media (max-width:480px){.topbar{gap:9px;padding-inline:14px}.brand{flex:none}.brand>span:last-child{font-size:14px}.global-nav{justify-content:flex-start}.global-nav a{padding-inline:8px;font-size:11px}.field-row{grid-template-columns:1fr;gap:0}.option-chips{scrollbar-width:thin;padding-bottom:3px;overflow-x:auto}.option-chips button{flex:0 0 58px}.block-heading{align-items:flex-start}.table-count{margin-top:3px}.info-hero{padding-inline:18px}}@media (max-width:390px){.composition-layout{grid-template-columns:110px minmax(0,1fr);gap:11px}.donut{width:108px}.legend-list dd{font-size:10px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}
